Avoiding the Next Claim: Community Owner Liability Reduction
Bring your questions and learn from industry experts as they discuss today's biggest liability challenges and solutions.
Speakers

Victoria Cowart
VP of Education, Pet Screening
Victoria Cowart, CPM, NAAEI Faculty, is Vice President of Education at PetScreening and a seasoned property management professional with experience across HOAs, manufactured housing, and multifamily communities. A recent Hall of Fame inductee, Victoria is a former president of both the Charleston and South Carolina Apartment Associations. She also served as an NAA Regional VP and chaired multiple NAA committees. Victoria is a passionate advocate for education, pets, assistance animals, and team wellness.
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Nick Lefke
Tree IQ
For more than two decades, Nick Lefke has worked where tree risk becomes reality: in manufactured housing communities, RV resorts, outdoor hospitality properties, golf courses, and multi-site portfolios across the country. As the founder of NPS Tree Experts, Nick and his team managed millions of dollars in tree removal, pruning, storm response, and long-term canopy maintenance for some of the nation’s largest property owners. They responded to FEMA hurricane sites, derechos, tornadoes, ice storms, and countless emergency calls where a single fallen tree disrupted operations, damaged infrastructure, and created unexpected financial exposure. Over hundreds of projects, Nick began to notice something that changed the trajectory of his career. The most expensive trees weren’t the ones that failed during a storm. They were the ones everyone wished they had identified years earlier. Time after time, operators found themselves asking the same questions: “How did we not know this tree was a risk?” “Why are we always reacting instead of planning?” “How can we budget for something we can’t see?” Nick realized the problem wasn’t a lack of qualified tree contractors. It was a lack of visibility.
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